Blogtober Day 29 - Top 20 ways to manage your money. -

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Last Updated on January 2, 2022 by Scott Charleboix

These are my Top 20 Favorite Budgeting/Money pins for ways to manage your money. From building credit, affiliate marketing for bloggers, raise your credit, get rid of negative items on your credit report, and more.

This was intended to be published on the 29th for my Blogtober post. But something of this value might benefit one of my readers, so I’m getting this out a few days early.

Top 20 Ways to manage your money 1 A blog for the love of Pinterest

Top 20 Ways to manage your money 3 A blog for the love of Pinterest

I started by selecting a couple of pins from Affiliate Marketing. If your not familiar with that term here’s a brief overview:

Ways to make money for your blog through the use of Affiliate Marketing. It’s a form of advertising that you get paid if someone buys a product through your website.

For about 52+ more Affiliate Marketing pins, visit my Affiliate Marketing Pinterest board.

.1. 5+ High Paying Affiliate Programs 2. 58 Top Affiliate Programs for Bloggers + Content Creators

What I like about the 2nd pin is that I picked up a couple more affiliate links that I didn’t even know about.

budget 1 A blog for the love of Pinterest

budget 2 A blog for the love of Pinterest

.2. Dave Ramsey helped my wife and I get out of debt. Perhaps he can help you too with his budget makeover to organize your finances. One of the best things you can learn from this Pinterest Board (Budgeting with Dave Ramsey) is the advantages of using a technique called the Snowball Effect. The Debt Avalanche Method pin (#4) depicts how to use the Snowball method (also referred to as the Debt Avalanche Method).

3. 4.
100 Budget Categories Dave Ramsey’s Baby Steps to Financial Freedom

budget 3 A blog for the love of Pinterest

budget 4 A blog for the love of Pinterest

.5. Dave Ramsey’s Baby Steps To Financial Peace – Are you ready to be free from debt?

budget 5 A blog for the love of Pinterest

.6. Budgeting 101: How To Build A Budget (You Can Actually Stick To)

budget 6 A blog for the love of Pinterest

.7. 8 Steps to erase your debt 8. Ultimate list of Budget Categories

budget 7 A blog for the love of Pinterest

budget 8 A blog for the love of Pinterest

.8. Four (4) Simple Steps to getting a good credit score – A good credit score will literally save you thousands of dollars. Regularly using these 4 steps will raise your score to the excellent range (which is explained in the post).

budget 9 A blog for the love of Pinterest

.9. 10 Do’s and Don’ts to canceling a credit card – suggestions for when you should cancel one of your credit cards and it’s implications. If you’ve been contemplating canceling a credit card, it’s very important to understand how it’s going to affect you financially.

budget 10 A blog for the love of Pinterest

.10. Learn how to negotiate your debt with creditors. Unfortunately, sometimes we find ourselves in a situation where we can’t pay the bills (like the times that we’re in with COVID). It’s important to contact your creditors and they might work with you to help manage your debt and lower your interest rate.

budget 11 A blog for the love of Pinterest

.11. Free Credit repair sample letters – Updated sample credit repair letters that can be sent to credit bureaus, collection agencies, creditors, and others when repairing your credit.

budget 12 A blog for the love of Pinterest

.12. How To Save Thousands And Pay Off Debt – Getting control of your money and getting out of debt can be two overwhelming steps in a challenging process. This list is meant to help you get the money-saving idea juices flowing. Once you’re “in the flow” it’s much easier to organize your finances, get on a written budget, and eliminate debt.

budget 13 A blog for the love of Pinterest

.13. Building Credit in 5 Simple Steps – Learning how to build credit the right way is essential. It allows you to improve your score over time by taking positive steps that show you are a low credit risk to lenders and creditors. There is no magic bullet or quick-fix solution that will instantly vault you from a 500 to a 700 FICO score. However, if you take the practical, measured steps outlined in the post, you can start improving your score in as little as six months.

budget 14 A blog for the love of Pinterest

.14. 5 Things I Did in My Twenties To Get an 800 Credit Score – 5 Things I Did in My Twenties To Get an 800+ Credit Score, How I got an 800+ credit score by 25, how to build credit score fast. loans, finance, how to raise credit score, and how to increase your credit score. Link removed, can’t connect.

budget 15 A blog for the love of Pinterest

.15. How to remove late payments from your credit report – Find out how the author raised credit scores over 200 points by disputing and removing late payments and other negative items on their credit report.

budget 16 A blog for the love of Pinterest

.16. How To Get An 800 Credit Score – If you find yourself getting denied credit cards or received a notification of your loan denied, you need to raise your credit score quickly. Find all the credit repair tips and credit boosting hacks you need to increase credit score fast. Learn how to raise your credit score with credit repair DIY tips so you can avoid credit repair services.

budget 17 A blog for the love of Pinterest

.17. How to Remove Negative Items from Your Credit Report – It’s an unfortunate truth that credit reports aren’t guaranteed to be accurate. Research conducted by the FTC discovered that one in four Americans have mistakes on their credit reports that are significant enough to potentially impact their scores for the worse. Even if you don’t think you have a negative item on your credit report, it’s smart to check it every single year. Otherwise, you could unknowingly have bad credit. With poor credit scores, you could be getting higher interest rates on credit cards and loans without even deserving them! Once you file a dispute, it’s the credit bureau’s job.

budget 18 A blog for the love of Pinterest

.18. How To Pay Off Debt Super Fast – Getting out of debt can be complicated and overwhelming. It doesn’t need to be, though. It’s kind of like eating an elephant, one bite at a time. But, breaking it down into
micro-steps and focusing on one thing at a time will help you to minimize the overwhelm that comes with the territory.

budget 19 A blog for the love of Pinterest

.19. Debt Snowball Tracker Worksheet – 6 FREE Printable worksheets to help you use the debt snowball method to pay off your debt! These printables are great for the Dave Ramsey debt snowball method. You could also use them for the debt avalanche method. Manager your debt with this free debt tracker worksheet! I used this exact method to get my wife and I out of debt and wished that we would have realized it that much sooner before paying so much interest that we could have been paying ourselves sooner (which we are now).

budget 20 A blog for the love of Pinterest

.20. 15 Best Money Goals for 2021 | Financial Goals Examples – Need help coming up with your money goals this year? Check out these 15 best financial goals to have in 2021 and beyond! Learn exactly how you can finally achieve those financial goals.

budget 21 A blog for the love of Pinterest

How to build and establish credit in the Hispanic community

Update: One of my readers came across this page while researching credit and thought that other readers would be able to benefit from the guide listed below (that’s in English and also has a Spanish version).

English: https://www.creditcards.com/credit-card-news/hispanics-and-credit/

Members of the Hispanic community have made strides toward financial equality, but recent data shows that 15% of Hispanics have no credit history and still experience challenges in the personal finance space. To help overcome this issue, a guide was created to help Hispanics prepare for their financial future properly by providing expert advice on: