Blogtober Day 29 – Top 20 ways to manage your money.

October 24, 2020 Posted by scottkandh Blogging No Comments

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Last Updated on January 26, 2021 by scottkandh

These are my Top 20 Favorite Budgeting/Money pins for ways to manage your money. From building credit, affiliate marketing for bloggers, raise your credit, get rid of negative items on your credit report, and more.

This was intended to be published on the 29th for my Blogtober post. But something of this value might benefit one of my readers, so I’m getting this out a few days early.

I started by selecting a couple of pins from Affiliate Marketing. If your not familiar with that term here’s a brief overview:

Ways to make money for your blog through the use of Affiliate Marketing. It’s a form of advertising that you get paid if someone buys a product through your website.

For about 52+ more Affiliate Marketing pins, visit my Affiliate Marketing Pinterest board.

.1. 5+ High Paying Affiliate Programs 2. 58 Top Affiliate Programs for Bloggers + Content Creators

What I like about the 2nd pin is that I picked up a couple more affiliate links that I didn’t even know about.

.2. Dave Ramsey helped my wife and I get out of debt. Perhaps he can help you too with his budget makeover to organize your finances. One of the best things you can learn from this Pinterest Board (Budgeting with Dave Ramsey) is the advantages of using a technique called the Snowball Effect. The Debt Avalanche Method pin (#4) depicts how to use the Snowball method (also referred to as the Debt Avalanche Method).

3. 4.
100 Budget Categories Dave Ramsey’s Baby Steps to Financial Freedom

.5. Dave Ramsey’s Baby Steps To Financial Peace – Are you ready to be free from debt?

.6. Budgeting 101: How To Build A Budget (You Can Actually Stick To)

.7. 8 Steps to erase your debt 8. Ultimate list of Budget Categories

.8. Four (4) Simple Steps to getting a good credit score – A good credit score will literally save you thousands of dollars. Regularly using these 4 steps will raise your score to the excellent range (which is explained in the post).

.9. 10 Do’s and Don’ts to canceling a credit card – suggestions for when you should cancel one of your credit cards and it’s implications. If you’ve been contemplating canceling a credit card, it’s very important to understand how it’s going to affect you financially.

.10. Learn how to negotiate your debt with creditors. Unfortunately, sometimes we find ourselves in a situation where we can’t pay the bills (like the times that we’re in with COVID). It’s important to contact your creditors and they might work with you to help manage your debt and lower your interest rate.

.11. Free Credit repair sample letters – Updated sample credit repair letters that can be sent to credit bureaus, collection agencies, creditors, and others when repairing your credit.

.12. How To Save Thousands And Pay Off Debt – Getting control of your money and getting out of debt can be two overwhelming steps in a challenging process. This list is meant to help you get the money-saving idea juices flowing. Once you’re “in the flow” it’s much easier to organize your finances, get on a written budget, and eliminate debt.

.13. Building Credit in 5 Simple Steps – Learning how to build credit the right way is essential. It allows you to improve your score over time by taking positive steps that show you are a low credit risk to lenders and creditors. There is no magic bullet or quick-fix solution that will instantly vault you from a 500 to a 700 FICO score. However, if you take the practical, measured steps outlined in the post, you can start improving your score in as little as six months.

.14. 5 Things I Did in My Twenties To Get an 800 Credit Score – 5 Things I Did in My Twenties To Get an 800+ Credit Score, How I got an 800+ credit score by 25, how to build credit score fast. loans, finance, how to raise credit score, and how to increase your credit score.

.15. How to remove late payments from your credit report – Find out how the author raised credit scores over 200 points by disputing and removing late payments and other negative items on their credit report.

.16. How To Get An 800 Credit Score – If you find yourself getting denied credit cards or received a notification of your loan denied, you need to raise your credit score quickly. Find all the credit repair tips and credit boosting hacks you need to increase credit score fast. Learn how to raise your credit score with credit repair DIY tips so you can avoid credit repair services.

.17. How to Remove Negative Items from Your Credit Report – It’s an unfortunate truth that credit reports aren’t guaranteed to be accurate. Research conducted by the FTC discovered that one in four Americans have mistakes on their credit reports that are significant enough to potentially impact their scores for the worse. Even if you don’t think you have a negative item on your credit report, it’s smart to check it every single year. Otherwise, you could unknowingly have bad credit. With poor credit scores, you could be getting higher interest rates on credit cards and loans without even deserving them! Once you file a dispute, it’s the credit bureau’s job.

.18. How To Pay Off Debt Super Fast – Getting out of debt can be complicated and overwhelming. It doesn’t need to be, though. It’s kind of like eating an elephant, one bite at a time. But, breaking it down into
micro-steps and focusing on one thing at a time will help you to minimize the overwhelm that comes with the territory.

.19. freesavings.com/dave-ramsey-debt-snowball-concept/” rel=”noreferrer noopener” target=”_blank”>Debt Snowball Tracker Worksheet – 6 FREE Printable worksheets to help you use the debt snowball method to pay off your debt! These printables are great for the Dave Ramsey debt snowball method. You could also use them for the debt avalanche method. Manager your debt with this free debt tracker worksheet!

.20. 15 Best Money Goals for 2021 | Financial Goals Examples – Need help coming up with your money goals this year? Check out these 15 best financial goals to have in 2021 and beyond! Learn exactly how you can finally achieve those financial goals.